For realtors
Clear communication with your buyers, a loan process that is managed from start to finish, and creative ideas that help you sell.
Pick a time that works. You get a confirmation and a reminder, and I call you.
Prefer to text? 763-373-9360. I'd rather earn the next call than ask for it.
Three things you can count on with every buyer you send.
01
Your buyer hears from us quickly, usually the same business day. With your buyer's permission, you hear from me at every milestone, before you have to ask: application, approval, appraisal, and clear to close. In English or Spanish.
02
Documents get reviewed before a pre-approval letter goes out. Problems get raised early, with a plan attached.
03
Financing angles that widen the pool of buyers for a listing, and options for buyers a bank turned away.
Bring me the listing that is sitting. I'll bring the financing ideas.
Non-contingent, in a six-offer house
A couple came to me with a credit score that was not where it needed to be and a home they still had to sell. We did not make an offer yet. We worked a plan to move that score, re-pulled credit when it had, and set up a buy-before-you-sell program with a lot of moving parts.
Then the house showed up. Five or six offers. Theirs was the one with no sale contingency. Theirs was the one that won.
The work you do before the offer is what wins the offer.
The pre-approval that would not have closed
She had a pre-approval from another lender and an accepted offer. One question had never been asked: what are you doing with the house you live in now? She was keeping it as a rental, and the program on her pre-approval would not allow that in her situation.
I moved her to a program that fit and worked with the underwriter on the simplest accepted way to account for the home she was keeping. She closed.
A pre-approval is only as good as the questions behind it.
Real clients, details changed for privacy. Every loan is different.
A no from one lender is one lender's answer. Send me the buyer and I'll take a second look.
How to start
Book a call, or, with your buyer's OK, introduce us in a group text. I call first, and I keep you posted from there.
I am licensed in Minnesota and Wisconsin. For buyers in other states I stay your contact and work with the licensed team at Edge Home Finance, LLC.*
I'll fight to get your buyer's deal across the line.